Wealth Advisory — DotFins

Our Philosophy

Our Three-Pillar Investment Philosophy

A disciplined, client-first approach that has guided thousands of investors toward lasting financial security.

Pillar 01

Personalized

We believe your investment strategy should evolve with you. Your DotFins Wealth Advisory Team will provide guidance at every step, making sure it reflects your goals and personal preferences — so you can be confident in what you own.

Pillar 02

Purposeful

We believe investing decisions should be guided by a financial plan. Having clearly defined goals — supported by DotFins's research and expertise — can help you build a well-diversified mix of assets, manage risk, and keep your portfolio on track.

Pillar 03

Disciplined

We believe the best portfolio for you is one that helps you stay invested for the long-term. It requires a thoughtful approach that adapts to market changes and keeps costs, taxes, and other factors under consideration to help you pursue your goals over time.

Flexibility

Flexibility to Invest Your Way

Manage your portfolio with tailored advice from your Wealth Advisor, or delegate part or all of your investment decisions to portfolio managers who will manage assets based on your investment objectives.

We provide the flexibility to invest in stocks, bonds, mutual funds, exchange-traded funds (ETFs), separately managed accounts, alternative investments, and more.

Note: Delegated portfolio management provided by DotFins Asset Management® or third-party money managers. To be eligible for Alternative Investments, certain qualifications must be met including having at least $5M in household assets held at DotFins and having been a DotFins client for at least 30 days.

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Stocks & ETFs

Individual equities and diversified funds

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Bonds & Fixed Income

Government, corporate, and municipal bonds

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Separately Managed Accounts

Customized portfolios managed to your specs

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Alternative Investments

For qualifying clients with $5M+ at DotFins

Your Team

A Team Dedicated to Your Needs

Your Wealth Advisor and Financial Consultant are by your side to help you make informed decisions about your wealth. Your experienced team draws on DotFins's deep investment management and planning resources, giving you confidence as you pursue your most important financial objectives.

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Your Wealth Advisor

Experienced, credentialed, and dedicated to your family's financial needs

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Evaluating your portfolio and providing investment recommendations.

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Identifying and responding to your broader wealth management needs.

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Periodically reviewing your progress and adjusting your strategy to changes in your circumstances per your directions.

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Working with specialists for guidance on topics including risk management, asset protection, hedging strategies, executive compensation, business succession, charitable giving, fixed income, and liquidity needs.

The Full Picture

A Comprehensive Wealth Management Strategy Designed Just for You

With expertise and a disciplined approach, DotFins Wealth Advisory delivers a wealth management plan that covers key components of your financial life. In addition to helping you choose an appropriate mix of investments, your Wealth Advisor will guide you through key wealth management topics to keep you on track toward your financial goals.

How We Work With You

A Personalized Approach to Wealth Management

DotFins Wealth Advisory can help you meet your needs today, tomorrow, and in the years to come. You'll be involved in every step of the planning process. Your life is unique — your financial plan should be tailored to match it.

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Conversation

By asking questions and listening attentively, your dedicated team can help you focus on what really matters when it comes to building and managing your wealth.

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Collaboration

You have the ability to choose how much we're involved. Whether it's building your investment portfolio, creating your retirement plan, or helping you build long-term wealth, we'll work with you to keep you moving forward.

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Execution

We're here to help you put your plan into motion and navigate a broad range of wealth management topics.

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Evaluation

As your needs change and evolve, we'll review your financial situation and help you make adjustments to keep you on track.

Core Topics

Core Wealth Management Topics

Your Wealth Advisor covers every dimension of your financial life — not just your investments.

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Investment Planning

Creating and maintaining a customized, goals-based portfolio and providing actionable recommendations that consider a broad range of investment vehicles and portfolio management choices.

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Retirement Planning

Assessing your retirement goals alongside your budgeting and spending habits, then making a plan for getting to — and through — retirement.

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Tax Planning

Targeting tax-smart investment and planning strategies, from IRA conversions and income distributions to guidance on capital gains.

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Estate Planning

Providing guidance and access to specialists on titling and beneficiary designations, executor and trustee selections, distributing assets, and charitable giving strategies.

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Risk Management & Insurance

Helping you learn more about planning strategies and investment products and providing access to specialists in variable annuities and insurance policies that could protect you from risk.

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Banking & Credit Management

Helping to connect you to specialists in borrowing, debt management, and a range of specialized lending solutions.

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Education & Family Support

Saving and investing plans for special needs and education goals and guidance on tax-advantaged vehicles such as 529 plans and Coverdell ESAs.

The Process

How Wealth Advisory Works

A simple, transparent process — from your first conversation to a fully managed portfolio.

01

Discovery Call

We learn about your goals, timeline, risk tolerance, and current financial situation — no obligation.

02

Custom Plan

Your advisor builds a personalized financial plan covering investments, tax strategy, retirement, and protection.

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Portfolio Built

We implement your strategy across stocks, ETFs, bonds, and alternative assets — diversified and tax-optimized.

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Ongoing Management

We monitor, rebalance, and adjust your portfolio as markets shift and your life evolves — always aligned with your goals.

Advisory Plans

Choose Your Advisory Level

Transparent, flat-fee advisory — no hidden commissions, no conflicts of interest.

Essential

0.25%

per year of assets managed

✓ Automated portfolio management

✓ Tax-loss harvesting

✓ Retirement planning tools

✗ Dedicated advisor

✗ Estate planning

Get Started

Wealth Advisory FAQ

How much do I need to get started?

There is no minimum for our Essential plan. Premium advisory starts at $50,000 in investable assets. Private Wealth is for portfolios over $500,000.

Are there any hidden fees?

No. We charge a single transparent annual fee based on assets managed. No commissions, no trading fees, no surprises.

Can I access my money at any time?

Yes. Your funds are never locked. You can withdraw at any time with no penalties. We simply ask for 3 business days notice for large withdrawals.

How is my portfolio invested?

We build diversified portfolios using low-cost ETFs, individual stocks, bonds, and alternative assets — tailored to your risk profile and goals.

Who manages my account?

Premium and Private Wealth clients are assigned a dedicated advisor. Essential clients are managed by our automated platform with human oversight.

Is my money safe?

All client funds are held in segregated accounts, separate from company funds. We use 256-bit SSL encryption and two-factor authentication on all accounts.

Wealth Management Built Around You